What's it all about?

Peer To Peer finance can be broken

into three types;

 

First, Peer-to-peer lending (P2PL) is the practice of lending money via online platforms to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution.

 

Second, is Peer-to-peer investing (P2PI) this lending takes place online too on peer-to-peer lending companies' websites using various different lending platforms and credit checking tools.  

 

Third, CrowdFunding is the practice of funding a project or 

venture by raising monetary contributions from a large number of people via online platforms. CrowdFunding is driven by three types of parties.

 

The project initiator who proposes the idea and/or project to be funded; individuals or groups who support the idea; and the online platform that brings the parties together to launch/fund the idea/project.

Credebt Exchange

Your hands needn’t be tied by crippling interest rates, unreliable sources of finance or overdrafts that fail to keep pace with your growth rate.

Convertibill™, from Credebt Exchange, provides flexible, handsfree business finance and invoice discounting. On the one hand it pays your suppliers. On the other hand it provides hassle free invoice discounting when buying your customer invoices. But without all the usual constraints and frustrations of securing traditional loans.

Convertibill™ provides handsfree finance to smart people. It combines same day or 24 hour response and true understanding of your business needs with affordable costs.

Grid Finance

What is GRID Finance?
Grid Finance is an online project financing platform where businesses and communities can arrange finance through the peer to peer model.
Grid Finance allows premium borrowers to get access to cheaper and faster credit than traditional banking channels. Lenders have to opportunity to lend to the premium borrowers and earn a return on their money in excess of the interest rates being paid by the banks.
Business Finance on the GRID

Invoice Fair

Founded in 2014, InvoiceFair is one of the global innovators sourcing and delivering competitive alternative finance to progressive companies while providing attractive yields to investors.
The speed and connectivity of our online marketplace simultaneously solves the needs of companies and investors alike; businesses can ensure access to the finance they need to grow while investors can directly participate in the core of the economy through a new short term asset class.

 

Seedrs

Seedrs is an FCA-authorised platform that allows you to raise equity investment from friends, family, members of your community and other independent investors throughout Europe, all directly through our website. You can start creating an investment campaign for your startup at any time. The pitches let you tell your startup story, explaining your business idea, target market, monetisation strategy and team, as well as how much money you are seeking to raise in exchange for how much equity you can offer.

Crowdcube

Crowdcube is the world’s leading investment crowdfunding platform. We enable anyone to invest alongside professional investors in start-up, early stage and growth businesses through equity, debt and investment fund options. Join the 125,000-strong crowd looking for more interesting investments - it’s free, quick and has no obligations

KickStarter/iFund

Kickstarter is a community of millions of people committed to creating incredible things — like art, comics, crafts, dance, design, fashion, film, games, journalism, music, photography, publishing, technology, and theater. We love seeing creative projects come to life. People from over 200 countries and territories have pledged over $1.3 billion USD to fund amazing projects.

In return, they’ve received incredible rewards, a chance to be involved in a creative process, and the joy of watching more than 72,000 new ideas turn into reality. Kickstarter helps people connect and work together to bring new ideas to life. And now that we’re open in Ireland, it’s easy to set up your project, using all your local details (and setting your funding goal in euro). We can’t wait to see everything you’ll create.

CoFunder NI

CoFunder comes from the same, experienced team behind SeedUps, an innovator in the emergent crowdfunding market. We have learned much about the lack of business funding in the two years since we launched SeedUps. With over two thousand start-ups registered on the platform in Ireland, the UK and the USA we continually turn away good local businesses, simply because they do not meet with the SeedUps criteria of being less than two years old (to qualify as a start-up), or they are not in the technology sector.

LinkedFinance

Linked Finance is Ireland's largest P2P lending company. We connect great local businesses who need loans with a community of more than 12,000 individual lenders. This is about using technology to bring business lending back to basics; real people with savings lending to great local businesses at attractive interest rates. The banks get bypassed, the wheels keep turning and everyone wins!

If you need a loan to grow your business, talk to Linked Finance

  • You get a same-day credit decision.

  • You can borrow up to €100K.

  • No early repayment penalties.

  • A friendly, no-hassle approach.

  • Promote your business.

  • Win new customers as part of the process